A man is holding a smartphone in front of a payment terminal at a checkout counter in a store. The smartphone displays a payment card with the Visa logo and the last four digits "4043". The screen also shows the words "Hold Near Reader". The man's hand is positioned to bring the phone closer to the terminal. The checkout counter has various items displayed, including candy bars and gum. The store appears to be well-stocked with merchandise on shelves in the background.