A heavy rain is falling on a body of water, likely a lake or ocean, with a beach and a line of trees along the shore. The water is choppy and filled with raindrops, creating ripples. Several people, appearing to be children, are in the shallow water near the shore, playing. The ground in the foreground is wet and muddy, with some paved areas. The sky is overcast and hazy, suggesting poor visibility. The overall scene depicts a rainy day at the beach.