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An overhead shot depicts a desk setup with a laptop and an open notebook, suggesting a study or work session. The laptop, a silver MacBook, is open and displays a PowerPoint slide titled "Changing Growth Rates (cont'd)". The slide contains financial formulas related to the Dividend-Discount Model, including "P₀ = Div₁ / (rₑ - g)" and a more complex equation for present value with varying growth rates.

To the right of the laptop, an open, spiral-bound notebook lies flat, filled with handwritten notes. The left page discusses "The 3 rules of time travel," emphasizing that "$1 today ≠ $1 in future" due to interest, and provides formulas for calculating Future Value (FV = C x (1+r)ⁿ) and Present Value (PV = C). It mentions "initial cash," "interest rate," and "number of periods." The right page details "Valuing a Stream of Cash flows," with notes on finding the present value by summing individual cash flow present values (PV = C₁/(1+r)¹ + C₂/(1+r)² + ...), and a numerical example of adding sums totaling 6620. It also covers the "Future Value of Cash Flow Stream" with the formula FV = PV (1+r)ⁿ. Some notes are highlighted in green.

In the background, behind the laptop, a white, circular speaker or alarm clock device is visible, along with a metal mesh desk organizer containing pens or pencils. The lighting suggests an indoor setting during daytime. No people are visible.
FM-kkr2I2

Feb 25, 2025

Varna, Bulgaria

Stake attention in this memory

An overhead shot depicts a desk setup with a laptop and an open notebook, suggesting a study or work session. The laptop, a silver MacBook, is open and displays a PowerPoint slide titled "Changing Growth Rates (cont'd)". The slide contains financial formulas related to the Dividend-Discount Model, including "P₀ = Div₁ / (rₑ - g)" and a more complex equation for present value with varying growth rates. To the right of the laptop, an open, spiral-bound notebook lies flat, filled with handwritten notes. The left page discusses "The 3 rules of time travel," emphasizing that "$1 today ≠ $1 in future" due to interest, and provides formulas for calculating Future Value (FV = C x (1+r)ⁿ) and Present Value (PV = C). It mentions "initial cash," "interest rate," and "number of periods." The right page details "Valuing a Stream of Cash flows," with notes on finding the present value by summing individual cash flow present values (PV = C₁/(1+r)¹ + C₂/(1+r)² + ...), and a numerical example of adding sums totaling 6620. It also covers the "Future Value of Cash Flow Stream" with the formula FV = PV (1+r)ⁿ. Some notes are highlighted in green. In the background, behind the laptop, a white, circular speaker or alarm clock device is visible, along with a metal mesh desk organizer containing pens or pencils. The lighting suggests an indoor setting during daytime. No people are visible.

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FM-kkr2I2

Feb 25, 2025

Varna, Bulgaria

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