An adult male is depicted in a close-up portrait, ostensibly in Sabon Gari North, Nigeria

An adult male is depicted in a close-up portrait, ostensibly in Sabon Gari North, Nigeria. The subject has dark skin, short dark hair, and a full beard, looking directly at the viewer with a neutral expression. He wears a black polo shirt patterned with white palm trees and a multi-toned metallic bracelet on his left wrist. His right hand is raised, with fingers touching the collar of his shirt near his chin. The background is a light-colored wall displaying reversed text and graphics, including "WITHOUT CASH", "HSA", and "USS D", along with a red drop-shaped logo containing a stylized 'S'. Additional reversed text, likely financial service instructions such as "Dial *ade#" and "Complete registration", is partially visible. Faint red grid lines are also present on the wall.