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The image depicts an outdoor scene at night in Kolkata, India, in front of a branch of AU Small Finance Bank. Two elderly men are seated on dark-colored concrete steps leading up to the bank entrance, which features frosted glass panels and a metallic roll-down shutter in the background. The man on the left is seated on the second step from the bottom, facing forward. He is bald, wearing a grey and black striped knitted beanie, a long-sleeved brown shirt, and an orange dhoti. His hands are clasped in his lap, and his bare feet rest on the ground in front of the bottom step. To his right, also seated on the second step, is another elderly man with long white hair and a full white beard, wearing eyeglasses. He has a light yellow long-sleeved shirt under a cream-colored sleeveless woolen sweater with a brown geometric pattern. He wears white pants and black socks with yellow patterns, along with white sandals. His legs are extended, with his feet resting on the ground. His right hand is slightly raised, holding what appears to be a small, dark object. On the ground in front of them are two pairs of sandals: one dark brown pair near the left man's feet and another black pair with white straps (presumably belonging to the right man). Further to the right, a third individual is partially visible, seated on a lower step, wearing a light-colored plaid shirt. Next to this individual, on the bottom step, is a brown and pink patterned cloth bag bearing the Bengali script "হলদিরাম ভুজিয়াওয়ালা" (Haldiram Bhujiawala). The bank's sign "AU SMALL FINANCE BANK" is partially visible through the frosted glass in the upper right background. The scene is illuminated by artificial light.
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