An adult male of African descent is depicted in an indoor setting, identified as Sabon Gari North, Nigeria

An adult male of African descent is depicted in an indoor setting, identified as Sabon Gari North, Nigeria. He is positioned from the upper torso up, looking directly at the camera with a neutral expression. He has short, dark hair, a trimmed dark beard, and a mustache. He is wearing a black collared shirt with white vertical stripes and white palm tree patterns, layered over a white t-shirt. The background consists of a plain white wall on the left. On the right, a vertically oriented banner or sign is visible, displaying promotional text and logos, some inverted or rotated. Identifiable elements on the banner include "USSD", "Dial *966#", "The Zenith Bank", and "Create a 6-digit PIN", along with red logos, indicative of a banking or financial service advertisement.