The image captures a young male in Zango-ndaji, Nigeria, depicted from the chest up and facing right

The image captures a young male in Zango-ndaji, Nigeria, depicted from the chest up and facing right. He possesses dark skin and short, dark hair, wearing a white collared shirt. His right hand holds a light-colored smartphone horizontally, featuring two visible rear camera lenses. His left hand rests on a white surface with printed text, partially legible as "Apply in-Store within M..." and "Get Instant Approval & Split Your Payment ove...". The background shows a two-story building with reddish-brown walls and white window frames, accompanied by a lower decorative wall to the right. To the left, a grey block wall and additional structures indicate an outdoor, likely residential, setting under strong daylight.